Tell us about yourself, your family, and your wishes. Plain English — no legal jargon.
02
Review your will
See a plain-language summary of everything you've entered. Make changes before you sign.
03
Sign & you're done
Print your will, sign it with two witnesses, and store it safely. Update it anytime as life changes.
For Couples
Make your wills together.
A mirror will is a matching will for your spouse — same wishes, just reversed. If you leave everything to each other, your wills should reflect that on both sides.
Most couples do this at the same time. We pre-fill your spouse's will from yours — they just review and confirm.
1
Set of answers
→
2
Matching wills
Your Will
Executor → Your spouse
Estate → Spouse first, then children
Guardian → Your spouse
↕ Mirrored
Spouse's Will
Executor → You
Estate → You first, then children
Guardian → You
⚖️ Each spouse signs their own will independently — two separate legal documents.
FAQ
Common questions.
Yes. A will created with SimpleWills.ai is legally valid in Ontario when properly signed. You must print it, sign it in front of two witnesses who are not your beneficiaries, and have them sign as well. This meets the requirements of Ontario's Succession Law Reform Act.
No. Ontario law does not require a lawyer to prepare or witness your will. SimpleWills.ai generates a legally valid will based on your answers. For complex estates involving business interests, multiple properties, or family disputes, we recommend consulting a lawyer.
Yes — in fact, we recommend it. Life changes like marriage, divorce, new children, or acquiring property are all reasons to update your will. A new will automatically revokes any previous one as long as it is properly signed and witnessed. Do not simply amend an old will by crossing things out.
A mirror will is a matching will for your spouse — same structure, same wishes, just reversed. For example, you leave everything to your spouse, and your spouse leaves everything to you. Each spouse signs their own separate document. We pre-fill your spouse's will from yours so they only need to review and confirm.
A Power of Attorney (POA) allows someone you trust to act on your behalf if you become incapacitated — not after death. A POA for Property covers financial decisions like paying bills and managing investments. A POA for Personal Care covers health and housing decisions. Without one, your family may need to go to court to get authority to help you.
Your estate is distributed according to Ontario's Succession Law Reform Act — not your wishes. Your spouse receives the first $350,000, and the remainder is split between your spouse and children. Common-law partners receive nothing automatically. The government appoints an administrator, which is slow and expensive.
No — this surprises many people. Unlike married spouses, common-law partners have no automatic inheritance rights in Ontario regardless of how long you've been together. If you want your partner to inherit from you, you must have a valid will that names them. This is one of the most important reasons common-law couples need wills.
Print your will, then sign it in the presence of two witnesses at the same time. Your witnesses must be at least 18 years old and must not be beneficiaries named in your will — otherwise their gift may be void. Both witnesses then sign the will as well. Store the original in a safe place and tell your executor where it is.
Yes. Life changes — and your will should too. We recommend reviewing your will after major life events: marriage, divorce, the birth of a child, acquiring significant property, or the death of a named executor or beneficiary. A new will revokes the previous one once it is properly signed and witnessed.
Yes. Your personal information is encrypted in transit and never sold to third parties. We use it only to generate your legal documents. You can request deletion of your data at any time by contacting us.
Ready to protect what matters most?
Takes about 10 minutes. Start today.
SimpleWills.ai
Step 1 of 8
About You
First, a little about you.
We'll use this to prepare your official will document. Takes about 10 minutes to complete.
Enter your name exactly as it appears on your government ID
Your city will appear in your will document
📍 detecting...
📍 Location detected — change it if needed.
Select where you currently reside
🗺️ We're not in your province yet — but we're working on it. Ontario is available now.
🔒
Your information is private and never shared. We use it only to prepare your will document.
Please confirm your age above
Just You, or a Couple?
Are you making this will for yourself, or together with your partner?
This takes about 10 minutes either way.
🙋
Just me
A single legally valid Ontario will for you alone
👫
Me and my partner
Matching wills for couples — pre-filled from your answers · Two independent legal documents
📄 Your will covers who gets your estate, who carries out your wishes, and who cares for your children. You'll have the option to add Powers of Attorney on the next step.
✓ Suitable for married couples, common-law partners, or any two people making wills together. We pre-fill your partner's will from yours — they just review and confirm. Each person signs their own will separately.
Your Relationship
What is your relationship status?
This affects how your assets are distributed under Ontario law.
💍
Married
Legally married to your spouse
🏡
Common-Law Partner
Living together as a couple — any length of time
🙋
Single
Not currently in a married or common-law relationship
🕊️
Widowed
Your spouse or partner has passed away
📄
Separated
Still legally married but living apart — your spouse may still have inheritance rights
⚖️
Divorced
Legally divorced — your former spouse has no automatic inheritance rights
⚠️ Ontario law: If you are separated but not yet divorced, your spouse may still be entitled to a portion of your estate. Consider speaking with a lawyer if this applies to you.
⚠️ Ontario law: Common-law partners have no automatic inheritance rights in Ontario — unlike married spouses. Without a will, your partner could receive nothing. You're making the right decision by being here.
Your Partner
Tell us about your partner.
Their name will appear in your will exactly as written — use their legal name, not a nickname.
Enter their name exactly as it appears on their government ID
Your Children
Do you have children?
Include all biological, adopted, and any children you wish to include in your will.
👨👩👧
Yes
I have one or more children
🙋
No
I don't have children
Your Children
Now let's include your children.
We need their names and dates of birth to identify any minors. Date of birth is only required for children under 18.
Child 1
Enter their name exactly as it appears on their birth certificate
Guardian (optional)
Guardian
You have no minor children, so this step doesn't apply to you.
ℹ️ A guardian is only needed for children under 18. Since all your children are adults, you can skip this step.
Who will care for your children?
A guardian is only needed if both parents are gone. Most people never need one — but naming one now means your children are never left without a plan.
🤝
Name a guardian
Recommended — your wishes guide the court
⏭️
Skip for now
You can always add one later — your will is still valid without it
⚠️ Without a named guardian, a court will decide who raises your children. Courts consider many factors — but naming someone ensures your wishes are known and given strong preference.
A guardian takes on full parental responsibility for your minor children — day-to-day care, schooling, medical decisions, and where they live. They do not automatically control your children's inheritance — that is handled by your executor.
✓ Shares your values and beliefs
✓ Has a stable, loving home
✓ Has agreed to take on the role
✓ Local to your children if possible
✓ Ideally younger than you
✓ Able to handle family dynamics
ℹ️ Common-law note: If your partner survives you, they automatically retain parental rights — this guardian only steps in if both of you are gone. If you and your partner separate in the future, update your will.
Primary Guardian
You can name one person or two people acting together — for example, both grandparents.
Enter their name as it appears on their government ID
Second Guardian
Enter their name as it appears on their government ID
📋 Acting jointly as co-guardians
Both guardians share full responsibility for your children — they make decisions together. If one is unable to act, the other continues alone. This is common for grandparents or close family couples.
💬 Have you spoken to them? Guardians can decline the role. Confirming in advance — and sharing your wishes for your children — makes a very difficult situation much easier for everyone.
Backup Guardian (recommended — optional)
If your primary guardian(s) is unable or unwilling to act, who should step in?
Enter their name as it appears on their government ID
Ontario law note: A guardian named in your will must apply to the court to be formally appointed. Courts give strong preference to the person you name — your wishes matter.
💾
Your progress is saved.
We've saved your progress on this device. If you close the tab and come back within 7 days, you can pick up right where you left off.
✓ Progress saved on this device for 7 days
📱 Switching devices? Account sync is coming soon — for now your progress is only saved on this browser. We'll let you know when it's ready.
Who Carries Out Your Will
Who will carry out your will?
An executor is the trusted person who carries out your wishes — they handle paperwork, pay debts, and distribute your assets. They don't need legal knowledge — just someone responsible who will follow through.
💡 What makes a good executor?
✓ Organized and detail-oriented
✓ Honest and trustworthy
✓ Local to you if possible
✓ Ideally younger than you
✓ Has agreed to take on the role
✓ Able to handle family dynamics
Should your spouse be your executor?
✅
Yes, my spouse
Most common — your spouse knows your wishes best
👤
No, someone else
A trusted family member, friend, or professional
Who should be your executor?
Enter their name as it appears on their government ID
💬 Have you spoken to this person? An executor can decline the role if they haven't agreed in advance. It's a good idea to confirm with them before finalising your will.
Backup Executor (recommended — optional)
If your executor passes away before you, becomes ill, or is unable to act — a backup ensures someone you trust steps in automatically, without a court appointment.
Your adult children
Select one or more to act as backup executor.
📋 If you select more than one — they act jointly and severally
Jointly means they must agree and act together on major decisions — like co-pilots. Severally means either one can act alone if the other is unavailable — so your estate never gets stuck waiting.
⚠️ Your children are minors
Ontario law requires executors to be at least 18. Please name someone else below.
Enter their name as it appears on their government ID
⚖️ Without a backup, if your executor is unable to act the court will appoint an administrator — which can be slow and costly. You can always update this later.
⚖️ Ontario law: By continuing, you confirm your executor and backup are 18 or older, as required under the Succession Law Reform Act.
Who Inherits
Who receives your estate?
This is the most important decision in your will — take a moment to think it through.
Included in your estate
Bank accounts, investments, real estate (in your name alone), vehicles, personal belongings, furniture, jewellery, and any other assets you own individually.
Not included in your estate
Life insurance policies with a named beneficiary pass directly to that person outside your will. Joint property (like a jointly-owned home) passes automatically to the surviving owner. RRSPs and TFSAs with named beneficiaries also pass outside your estate.
👨👩👧👦
Spouse first — children if spouse is gone
Your spouse inherits everything. If your spouse has already passed when you die, your children split it equally. Most common choice for families.
💑
Everything to my spouse / partner
Your spouse or partner receives 100% of your estate. Choose this if you want your spouse to decide what goes to your children later.
👨👩👧
Everything to my children equally
Split equally among all your children. Choose this if you want your children protected regardless of what happens to your spouse.
👤
Someone I name
Leave your estate to a specific person or charity — a sibling, parent, friend, or organisation you choose.
Who should receive your estate?
Enter their name as it appears on their government ID
Which charities should receive your estate?
You can split your estate between multiple charities. Percentages must add up to 100%.
⚠️ Ontario law — Spousal preferential share
Because you are married, Ontario law entitles your spouse to the first $350,000 of your estate before your children receive anything. Only the remainder would be split equally among your children.
If this is not what you want, consider choosing "Spouse first — children if spouse is gone" instead.
Backup Beneficiary
If everyone is gone, who gets your estate?
This is a rare scenario — but without a named backup, your estate goes to court. Name one person as a final fallback.
Enter their name exactly as it appears on their government ID
⚖️ Ontario law: If all named beneficiaries predecease you and no backup is named, your estate passes under Ontario's intestacy rules — which may not reflect your wishes.
Protecting Your Children
Until what age should the trust hold your children's inheritance?
If both you and your spouse are gone, a testamentary trust holds your children's inheritance safely until they are old enough to receive it. Your executor manages the trust — the same person already responsible for your estate.
ℹ️ Why your executor? Your executor is already legally responsible for administering your estate. Having them also manage the trust avoids the complexity and potential conflict of appointing a separate trustee. You've already chosen someone you trust for this role.
At what age should your children receive their inheritance?
Until this age, your executor holds and manages the money on their behalf — paying for education, living expenses, and other needs as required.
🎓
Age 18
Minimum legal age — the earliest they can receive it
🎯
Age 21
A few extra years of maturity — most common choice
🏠
Age 25
When most people have finished school and are more financially settled
Almost Done!
Here's the will you've built.
Everything looks good? You can go back and change anything before you continue.
One More Thing
Does your spouse need a will too?
A mirror will is a matching will for your spouse — same structure, same wishes, just reversed. Most couples make them together.
What's pre-filled from your will
💡 Your spouse can review and adjust anything before finalising — this is just the starting point.
👫
Yes — add a mirror will for my spouse
Pre-filled and ready to review
➡️
No thanks, just my will
You can always come back and add one later
Mirror Will — Spouse's Details
Review your spouse's will.
We've pre-filled this from your own will. Your spouse can adjust anything here.
Enter their name as it appears on their government ID
Executor
Your spouse's executor — pre-filled as you.
Estate goes to
⚖️ Ontario law: Mirror wills are independent documents. Each spouse signs their own will separately with two witnesses.
Powers of Attorney
Would you like to add a Power of Attorney?
A POA protects you while you're alive — your will only takes effect after you pass away. In Ontario there are two types.
No POA — Will only
I just need my will for now
📋 POA for Property
Lets someone manage your finances, bank accounts, and property if you become incapacitated
🏥 POA for Personal Care
Lets someone make health and personal decisions for you if you're unable to — including medical treatment
✅ Both POAs RECOMMENDED
Full protection — covers both your finances and your health decisions
👫 For both of you: The POA choice applies to both you and your spouse equally — you'll each get the same documents.
Power of Attorney — Property
Who manages your finances if you can't?
Your attorney for property can pay bills, manage investments, and handle real estate on your behalf if you become incapacitated.
✓ Copied from your will
Enter their name as it appears on their government ID
⚖️ Ontario law: By continuing, you confirm this person is 18 or older and capable of managing property.
💬 Have you spoken to this person? An attorney can decline the role if they haven't agreed in advance. It's a good idea to confirm with them before finalising.
Power of Attorney — Property
Backup attorney for property (recommended — optional)
If your first choice is unable to act, your backup steps in automatically. You can skip this if you prefer.
✓ Suggested from your will
⚖️ Without a backup, if your attorney is unable to act the court may need to appoint someone. You can always update this later.
Power of Attorney — Personal Care
Who makes health decisions for you?
Your attorney for personal care makes decisions about your health, housing, and daily living if you become mentally incapable.
✓ Copied from your will
Enter their name as it appears on their government ID
💡 Tip: Many people name the same person as their property and personal care attorney — but you can choose different people for each.
💬 Have you spoken to this person? An attorney for personal care makes deeply personal decisions. Make sure they understand your wishes and have agreed to take on this role.
Power of Attorney — Personal Care
Backup attorney for personal care (recommended — optional)
If your first choice is unable to act, your backup steps in automatically. You can skip this if you prefer.
✓ Suggested from your will
⚖️ Without a backup, if your attorney is unable to act the court may need to appoint someone. You can always update this later.
Almost Done!
Here are your Powers of Attorney.
Review your attorneys below. Go back to change anything.
✓
Your will is ready.
You've done something most people put off for years. Your family is better protected because of this.
To make it legally valid
1
Print your will document
2
Sign it in front of two witnesses who are not your beneficiaries
3
Both witnesses sign as well
4
Store the original somewhere safe and tell your executor where it is
A new window will open. Use File → Print → Save as PDF to save your document.